From FNOL to decision — faster, with AI support

Right decisions, faster and more consistent

ARURA is the AI-supported intake and case platform for insurance companies. It shortens the time from FNOL to decision and gives every assessment a more complete picture — so decisions become faster, more consistent and easier to stand behind.

Book a demo → Explore the platform

ARURA can also be integrated with your own systems via API — so the platform fits seamlessly into your existing IT landscape.

ARURA
Built for insurersShorter FNOL-to-decision timeAI-supported intakeMore complete documentationMore consistent decisionsGDPR-first architecture
The problem

Most claims don't stall because they are complex. They stall because information is fragmented.

From the first notification to the final decision, claim handling depends on information arriving — complete, structured and on time. When it doesn't, cases stop, decisions drift apart and customers wait.

Information lives in silos

Intake notes, emails, photos and reports sit in different systems — no one has the full picture.

!

Cases stop, waiting for missing pieces

Handlers chase information back and forth. Decisions stall not because they are hard, but because the picture is incomplete.

Inconsistent decisions across teams

Two handlers, same case type, different outcomes — because the underlying documentation is uneven.

Customers wait — and notice

Every extra day in the FNOL-to-decision cycle costs money and erodes trust.

The platform

An intake and decision platform. Three connected modules.

ARURA structures every claim from the first notification to the final decision. Intake, case work and AI-supported analysis run in one workflow — with field documentation available when the case needs it.

01

ARURA Core

Intake, case management and decision documentation

Core is where the claim lives — from FNOL to decision. It structures intake, guides the case through every step, gathers all relevant documentation in one place and keeps a complete audit trail so handlers can decide quickly and consistently.

  • Structured FNOL intake
  • Guided case workflow
  • Complete documentation in one place
  • Decision support and approvals
  • Audit trails and version history
  • Role-based access
  • Evidence and file handling
  • Faster handover between teams
ARURA Core
ARURA::CORE / CASE WORKSPACE
02

ARURA Field

On-site documentation when the case needs more

When a claim needs more than a desk review, Field captures the missing pieces on site — photos, observations and evidence — and feeds them straight back into the case. The result is a more complete record without slowing the decision down.

  • Mobile, guided workflow
  • Photo and observation capture
  • Evidence registration
  • Offline-ready
  • Standardised inspection structure
  • Direct sync to ARURA Core
  • Closes documentation gaps fast
  • Used only when the case requires it
ARURA Field
ARURA::FIELD / ON-SITE CAPTURE
03

ARURA Intelligence

AI that makes the decision faster and more complete

Intelligence supports the handler from intake to decision. It structures incoming information, highlights what is missing, summarises the case and flags inconsistencies — so every decision is taken on a more complete picture. Humans stay in control.

  • Triage and intake support
  • Case summaries on demand
  • Missing-information detection
  • Inconsistency and risk signals
  • Source-linked reasoning
  • Decision and report drafting
  • Human approval at every step
  • Audit-ready outputs
ARURA Intelligence
ARURA::INTELLIGENCE / REASONING ENGINE
How it works

From FNOL to decision — in one structured flow

01

FNOL intake

Capture the claim in a structured way from the first notification.

02

AI-supported triage

Intelligence summarises the case and flags what is missing.

03

Complete the picture

Add documentation — and Field on site when the case needs it.

04

Assess with full context

Handlers decide on a complete, source-linked case record.

05

Decide and document

Issue a faster, more consistent decision with a full audit trail.

Why ARURA

Right decisions, faster — and easier to stand behind

Shorter time to decision

Structured intake and AI support remove waiting time between FNOL and a final assessment.

More complete documentation

Every decision is based on a fuller picture — fewer reopened cases, fewer surprises.

More consistent decisions

AI-supported reasoning helps handlers apply the same standard across every case, every team.

Happier customers, lower cost

Faster, correct decisions reduce handling cost and lift customer satisfaction at the same time.

Product

Intelligence at the heart of the case

ARURA Intelligence reads the case as it grows — scoring decision readiness, mapping the timeline, surfacing inconsistencies and showing what to act on next.

Decision readiness

Over 75% — ready for draft

  • Customer documentation added
  • Field visit · 4 photos synced
  • Inconsistency flagged · damage date
  • Decision draft ready — waiting for approval

Documentation

11 / 13

Fraud signal

Low — 1 signal observed

For insurance companies

Decide faster. Decide better. Keep customers happy.

ARURA helps insurers shorten the time from FNOL to decision and make every assessment on a more complete picture — improving consistency, lowering handling cost and lifting customer satisfaction.

Shorter time from FNOL to decision

More complete case documentation

More consistent assessments across handlers

Lower handling cost per claim

Higher customer satisfaction

AI support without loss of control

For investigation teams

When a case needs a closer look

For the share of claims that need deeper investigation, ARURA gives specialists and field teams the structure to document quickly and feed findings straight back into the case — without delaying the decision.

Guided field documentation

Flexible observation notes

Evidence and photo structure

Findings flow back into the case

No double work between field and office

Clear separation of observation and analysis

Security & Architecture

Built secure, compliant and ready to integrate

ARURA is designed for regulated environments. GDPR-first architecture, role-based access, full audit trails and source-linked AI outputs — with an API-ready modular platform that fits into your existing IT landscape.

GDPR-first architecture with full audit trails

Role-based access and version history

Source-linked AI outputs with human approval

ISO 27001 and SOC 2 readiness

EU AI Act documentation support

Modular API-ready platform architecture

Compliance

Designed for trust, control and auditability

ARURA is designed for regulated environments where data protection, access control and explainability are essential.

GDPR-first architecture

Role-based access

Audit logs

Version history

Human approval flows

Evidence traceability

Source-linked AI outputs

ISO 27001 and SOC 2 readiness

EU AI Act documentation support

The Company

Orchestrating expertise into software

ARURA Solutions AB is a Nordic software company. We have distilled decades of hands-on experience from claims investigations, compliance, forensic analysis and the legal considerations that surround insurance cases, and turned those lessons into a modern platform for structured case work.

Every workflow, every signal and every safeguard has been shaped together with the insurance industry — built by people who have done the work, for the people who do it every day.

ARURA orchestration
Get started

Shorten the path from FNOL to decision

See how ARURA helps insurers reach faster, more consistent decisions on a more complete case — with AI support and humans in control.

Book a demo → Contact us